I was involved in an accident with injuries. I need treatments but they are telling me my private medical plan is primary. Is this true?
Yes. Under the Automobile Policy there is the Section B that pays for reasonable medical expenses incurred due to injuries suffered in the accident, subject to its limits and exclusions. But if you have a private medical plan, that becomes primary and the automobile insurer will pay under Section B of your automobile policy only once the limits under your own medical plan have been paid in full and/or the percentage not covered by your private medical plan.